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The Firearms Insurance Specialists

When Can Workers File for Workers’ Compensation?

19 Jul 2017 | Under Business Insurance | Posted by | 0 Comments |

Workers compensationDid you recently suffer an injury at work that has prevented you from doing your job? Alternatively, did you recently become sick as a result of something that you were exposed to while working? If so, then you might be eligible to collect worker’s compensation, and you should apply for it immediately.

If you delay the process of filing for worker’s compensation, you could actually end up getting denied for it, which is why you shouldn’t put it off once you realize that you have suffered an injury or illness due to your employment. An insurance carrier might be skeptical about your story if you neglect to file for worker’s compensation quickly.

In order to apply for worker’s compensation, you need to start by telling your employer about the injury or illness that you sustained while working. You will also need to file an official claim related to worker’s compensation. This claim will include everything from the date, time, and place where the injury or illness occurred as well as a detailed write-up on how the injury or illness happened. You may even need to provide eyewitness accounts regarding the incident that took place at work.

If you fail to do all of this in a timely fashion, you might not be able to provide a clear account of how you were injured. You might also not be able to find witnesses who can provide clear accounts, either. And insurance companies will take these factors into account, so you shouldn’t drag your feet when filing a worker’s compensation claim. The sooner you can get it done, the better.

If you’re a business owner in a firearms related industry and are worried about how your company would deal with a potential workers compensation claim, the experts at Associated Services in Insurance can help. We specialize in helping companies in the firearms industries find the right insurance package for their needs. Call us at 816-229-4450 today to find out more about our services.