Posts In Category "Business Insurance"
Premiums, Policy Limits, and Deductibles: What’s the Difference?
When you’re shopping for business insurance, three terms will often come up: premiums, policy limits, and deductibles. These three factors can impact how much you pay for your insurance and what your policy will cover—as such, understanding what they mean is essential to finding the right business insurance. Premiums An insurance premium is what you […]
Why Property Insurance is Vital for Businesses
You would do anything for your business, but some things are just out of your control. A storm, vandalism, or a robbery can cost you thousands of dollars in repairs. But with property insurance, you can get some peace-of-mind. Here’s how: Property insurances covers storm damage Your business is your livelihood and it needs protection. […]
4 Things to Consider Before Canceling Your Business Insurance
There may come a time when you ask yourself if you’re getting the most out of your business insurance. You may even start shopping around, comparing policies to determine if there’s a better one out there. Before you start writing up your cancelation letter, though, there are a few things to consider: Do you have […]
How to Compare Business Insurance Quotes
Business insurance can protect your company from disaster. But which business insurance is right for you? As you shop around, you’ll receive plenty of quotes from top providers. Here we detail how you can compare these quotes to find the best offer for your business: Don’t just focus on the premium Insurance providers will wave […]
Occurrence vs. Claims-Made Insurance
You can divide most business insurance policies can between two types: occurrence and claims-made. Which type you choose impacts your reimbursement, your bill, as well as the lifecycle of your policy. The main difference between the two is that an occurrence policy steps in when an injury occurs anytime the policy is active. A claims-made […]
Why Firearm Businesses Need Employment Practices Liability Insurance
Owners of firearm businesses have plenty of things to worry about on a daily basis. After all, there is an inherent risk that comes with working in the firearms field. Sometimes that risk can come from your own employees. Even if you run a small business that only has a few employees, all it takes […]
Product Liability Vs. General Liability Insurance
If you own a business that specializes in selling firearms or firearm accessories, you’re probably well aware of the importance of having an insurance policy in place. However, you might not know exactly which insurance policy you need to obtain to protect your company from claims filed by your customers. More specifically, you might be […]
What Can Businesses Do to Reduce Their Premiums?
Business insurance is something that all business owners need to have at all times. If a business owner doesn’t have business insurance and someone is hurt inside their business or as a result of a product that their business produces, they could be in big trouble. It could even bankrupt their business. It’s especially important […]
How Business Insurance Packages Are Priced
Every company, no matter how big or small, needs to have business insurance. Business insurance will really come in handy if your business ever sustains damage or if someone is ever hurt inside of your business. Business insurance will be an added expense, though, which means you need to shop around for the best rates […]
Things to Consider Before Buying Business Insurance
Running a small business without having the right insurance in place is risky. If someone is injured inside your business or if you manufacture a product that causes injuries to someone, you could be on the hook for it. What’s more, if you don’t have business insurance in place, it could really come back to […]