Firearms Insurance Agent Blog

The Firearms Insurance Specialists

What Does Business Insurance Cover?

Business man standing under roof during storm

Many business owners labor over the idea of getting business insurance, often feeling the expenses are too burdensome. But those who feel that way should rethink their decision and make having insurance an integral item in every budget. Business insurance is more than a luxury, it’s a necessity that can protect your business.

Below are just some of the many things business insurance can cover for your company:


Liability insurance protects you from any type of accident. If a customer or employee slips and falls, if someone using the company car has an accident, or if one of your products is defective and you are not covered, it could be the demise of your business. Having protection against any of these possible mishaps is essential. And in the event of a lawsuit, which could be costly even if it is a fraudulent one, liability insurance can prevent you from going under.

Catastrophic Loss

Insurance also covers your business in the event of catastrophic loss. Hurricanes, floods, tornadoes, and fires could all close your doors permanently. But business insurance can make the difference between permanent closure or a temporary set-back.


Theft can be a huge problem, especially for new businesses. New equipment is very tempting to thieves. Thankfully, business insurance will protect you against this type of loss, replacing stolen items and fixing broken ones.

The amount of coverage any one business needs is dependent on your assets, the nature of your business, and whether or not you own your property. If you are in the gun or ammunition industry, Associated Services in Insurance (ASI) can help you decide on an insurance package that will satisfy your needs. Contact us today to get started.