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Why Firearm Businesses Need Employment Practices Liability Insurance

22 Jul 2020 | Under Business Insurance | Posted by Firearms Insurance Agent | 0 Comments | Employment Practices Liability Insurance, EPLI, Why Firearm Businesses Need Employment Practices Liability Insurance
Why Firearm Businesses Need Employment Practices Liability Insurance

Owners of firearm businesses have plenty of things to worry about on a daily basis. After all, there is an inherent risk that comes with working in the firearms field. Sometimes that risk can come from your own employees. Even if you run a small business that only has a few employees, all it takes is one incident to bring your business down and put you at risk of going out of business because of a lawsuit. Employment practices liability insurance (EPLI) can help protect you from just that.

What is Employment Practices Liability Insurance?

Small business owners in all industries are susceptible to employee claims alleging everything from discrimination in the workplace to wrongful termination. EPLI provides coverage to an employer when an employee files one of these claims. The cost of EPLI coverage can vary depending on the number of people you employ, employee turnover rate, and more.

How EPLI Helps

Every owner of a small, firearm business should have EPLI coverage. If one of your employees ever files a claim against you with regards to discrimination, wrongful termination, or sexual harassment, you could be knee-deep in legal fees and settlements. However, having an EPLI policy in place will help you avoid paying out huge settlements to employees over claims.

Would you like to learn more about how employment practices liability insurance can help your business? Associated Services in Insurance can speak with you more about what it is and how it benefits those who work in the firearm industry. Call us at 816-229-4450 today.

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