Understanding Errors and Omissions Insurance

Business insurance is essential for any company, but especially those in the firearms industry. Nevertheless, as you’re shopping around for business insurance, you’ll find a variety of types. Here, we discuss errors and omissions insurance to determine if this type of business insurance is right for you. What is errors and omissions insurance? Also known… Read more »

Aggregate vs. Per-Occurrence Limit

As you’re shopping around for business insurance, there will be many factors for you to consider. Different plans will have different rates and coverages. They may even have different kinds of payment limits. Aggregate limits and per-occurrence limits are the two main types of payment limits you may see when shopping for business insurance. Here,… Read more »

Why Gun Ranges Need to Have the Right Insurance Plans in Place

Most gun range owners go to great lengths to make their facilities as safe as possible. They hang up signs warning customers about staying safe at all times, install fire extinguishers for unforeseen incidents, and speak at length to those who come through their doors about keeping an eye and ear out for trouble. However,… Read more »

4 Factors That Impact Your General Liability Insurance Premium

General liability insurance can help protect you and your business when accidents occur. However, that protection does come at a price. Every type of general liability insurance has a premium, but how much that premium in will depend on several factors. Read on to learn more: Size and condition of your premises General liability insurance… Read more »

Questions to Ask When Renewing Your Business Insurance

Business insurance should evolve to meet your needs. That’s what makes the business insurance renewal period such a great opportunity to reassess your insurance needs. So, when it’s time to renew your business insurance, ask yourself the following questions: Have you moved? Did your business move to a new space, town, or even state? Then… Read more »

Understanding Specialized Commercial Insurance For Firearm Businesses

Some commercial insurance companies offer specialized packages for various businesses as well as coverage for special risks. This is a guarantee of protection in the event of certain circumstances; the insurance company would reimburse the company and the customer. Why Do You Need This? If your business faces special risks that aren’t typical for a… Read more »

What Does Business Insurance Cover?

Many business owners labor over the idea of getting business insurance, often feeling the expenses are too burdensome. But those who feel that way should rethink their decision and make having insurance an integral item in every budget. Business insurance is more than a luxury, it’s a necessity that can protect your business. Below are… Read more »

Why Firearm Manufacturers Need Quality Insurance

Every year, firearm manufacturers all across the country create thousands of pistols, revolvers, rifles, shotguns, and more. In fact, between 1986 and 2013, the Bureau of Alcohol, Tobacco, Firearms, and Explosives, better known as ATF, reported that the firearm industry manufactured more than 10 million firearms total. While the firearm industry has obviously transformed into… Read more »

Why You Need Business Insurance for Certain Contracts

Did you know that some business contracts require you to have business insurance? It’s true. From signing a lease for your new location to landing a big client, many other companies and entities will require you to have some form of insurance before they agree to do business with you. Read on to learn more:… Read more »

4 Workplace Safety Tips for Firearm Retailers

Workplace safety is a top priority for all employers, but especially for firearm retailers. After all, firearms are weapons, and they bring with them their own risks. As such, firearm retailers need to create a safe workplace environment not only for their employees, but for their customers as well. Administer firearm safety training Whether you… Read more »