Firearms Insurance Agent Blog

The Firearms Insurance Specialists

Occurrence vs. Claims-Made Insurance

Occurrence vs. Claims-Made Insurance

You can divide most business insurance policies can between two types: occurrence and claims-made. Which type you choose impacts your reimbursement, your bill, as well as the lifecycle of your policy. The main difference between the two is that an occurrence policy steps in when an injury occurs anytime the policy is active. A claims-made […]

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Additional Insured vs. Loss Payee

Additional Insured vs. Loss Payee

With many business insurance policies, there are additional insureds and loss payees. Both are third parties (either individuals or business entities) that can collect benefits from a policy, but what exactly is the difference between the two? Here we lay out everything you need to know about additional insureds and loss payees. Additional Insureds An […]

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How to Keep Business Insurance Rates Low

How to Keep Business Insurance Rates Low

Keeping high quality business insurance is imperative to ensuring you’re covered in case of theft, injury, and more. However, having good business insurance doesn’t always mean paying huge premiums. There are a number of ways you can keep your expenses low but your business covered. Have a safety plan One important key is to have […]

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Why Firearm Businesses Need Employment Practices Liability Insurance

Why Firearm Businesses Need Employment Practices Liability Insurance

Owners of firearm businesses have plenty of things to worry about on a daily basis. After all, there is an inherent risk that comes with working in the firearms field. Sometimes that risk can come from your own employees. Even if you run a small business that only has a few employees, all it takes […]

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The 3 Types of Product Liability Claims

The 3 Types of Product Liability Claims

As a firearms manufacturer or distributor, there is always the risk of someone filing a product liability claim against you. However, the type of claim that is filed will depend on the situation and the person(s) involved. In general, there are three types of product liability claims that you should be aware of:  Defective design  […]

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Firearm Safety Rules for Shooting Ranges

Firearm Safety Rules for Shooting Ranges

For many Americans, a day spent at a shooting range is a day well-spent. That’s only the case, however, if that shooting range has the proper safety precautions in place. Guns, after all, are weapons, and if your gun range doesn’t have appropriate safety rules, it could lead to a disaster.   Here are a few […]

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What is Commercial Property Insurance?

What is Commercial Property Insurance?

For gun stores and other firearms manufacturers, having the right property insurance is crucial when protecting yourself and your business from potential lawsuits. After all, no matter how careful we are, accidents can happen, and without property insurance, those accidents could cost you thousands of dollars in fees.   However, not many business owners fully […]

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What Is Ocean Cargo Insurance?

What Is Ocean Cargo Insurance?

No matter your industry, chances are that you do not restrict your business to just the United States. Parts and products will be bought and sold from overseas, and then those products must be transported to your base here in the U.S. However, a lot can happen between here and there. What happens if the […]

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What Is a General Liability Audit?

What Is a General Liability Audit?

A general liability audit is an essential part in keeping your business protected against potential lawsuits. While you may think that the coverage you have is enough, this is often not the case. Many businesses have gaps or holes in their coverage that could leave them vulnerable to thousands of dollars in losses. That’s where […]

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What You Should Know About Product Liability and Firearms

What You Should Know About Product Liability and Firearms

If your business owns, sells, and/or manufactures firearms, then you automatically run the risk of being sued for product liability or negligence. No matter how careful you are, there is always the chance of something going wrong, causing a consumer to take legal action against you as a result. This is why you should always […]

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