Firearms Insurance Agent Blog

Preparing for Growth: How to Scale Your Insurance Coverage as Your Firearms Business Expands

Growth in the firearms industry can take many forms—opening a second manufacturing facility, expanding your product line, increasing your inventory, hiring more employees, or entering new markets. While these are all signs of success, they also come with added risk. If your insurance coverage doesn’t evolve with your business, you may find yourself underinsured when it matters most.

At Associated Services in Insurance (ASI), we understand that no two firearms businesses are the same—and neither are their insurance needs. As your operation grows, ASI helps you scale your insurance coverage to match your current size, reach, and risk exposure.

Growth Brings New Risk—Is Your Coverage Keeping Up?

When your firearms or ammunition business grows, the types and scale of potential liabilities expand, too. Without adjusting your insurance to reflect these changes, you could be left exposed in critical areas. Consider:

• A higher volume of inventory means your property limits need to increase.
• A larger workforce may require expanded liability and workers’ compensation coverage.
• New territories or retail markets introduce new regulations and risk profiles.
• More sales often correlate with increased exposure to product liability claims.
• New facilities or shipping routes demand updated or additional policy endorsements.

How ASI Insurance Helps You Scale Smart

For more than 15 years, ASI has served firearms manufacturers, FFL dealers, ammo suppliers, and other industry professionals. As the largest independent agency focused exclusively on this niche, we’re equipped to help your business grow—safely and strategically.

Here’s how we help you scale your insurance coverage:

Inventory Expansion

If your warehouse is growing or you’re carrying more high-value goods, your commercial property insurance must be updated. We help ensure your building, contents, and firearms inventory are covered for their current value—not last year’s estimate.

Hiring More Employees

Scaling your team? ASI works with carriers to expand your workers’ compensation, employer liability, and employment practices liability insurance (EPLI). We’ll also help you meet any new state-mandated insurance requirements as you grow.

Boosting Sales Volume

With more sales comes greater potential for product-related claims. We help you review your product liability insurance to make sure you’re adequately protected as your reach and reputation expand.

Opening New Locations

New facilities require new coverage. Whether you’re opening a store, range, or manufacturing site, ASI can bundle locations under one commercial package policy, simplifying your coverage and closing any gaps.

Expanding Into New States or Countries

New markets often mean new regulations. Our team knows how to navigate multi-state and international insurance needs, offering you solutions that stay compliant and comprehensive wherever you operate.

More Complex Shipping Needs

If you’re shipping more often or using new carriers, ASI ensures your shipments are protected in transit with ocean cargo and inland marine insurance designed specifically for firearms and ammunition.

Why ASI Is the Right Insurance Partner for a Growing Business

Growth shouldn’t be a risk—it should be a reward. At ASI, we don’t just sell insurance—we advocate for your business by:

• Creating carrier competition to get the best rates and strongest coverage.
• Specializing in the firearms and ammunition sector, so we understand your risks better than generalist agents.
• Staying proactive, reviewing your coverage regularly as your business evolves.
• Offering custom-built insurance packages, not off-the-shelf solutions.

Whether you’re a growing manufacturer, a retail gun store, or an ammunition wholesaler, ASI provides the expertise and flexibility you need to protect your business as it scales.

Ready to Grow with Confidence?

Your business is changing—make sure your insurance changes with it. ASI is here to help you adjust, upgrade, and optimize your coverage so you can focus on growth without fear.

Contact ASI today at (855) 486-2667 for a policy review and find out how we can help you scale safely and strategically.